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Intro APR              Intro Period           Regular APR          Annual Fee

0%*                        n/a*                        n/a*                       None*
Perfect alternative to a checking account !

Debit MasterCard Credit Card
   *Keep track of your monthly spending
   *Make purchases online & offline freely
   *NO need to carry cash anymore !
   *Free Direct Deposit - Save hundreds!
   *NO more check cashing fees
   *AccountNow Vantage Prepaid MasterCard is issued by MetaBank                 pursuant to license by MasterCard International Incorporated.Funds are           insured up to $100,000
*Electronic Check Writing Privileges --- it's FREE (first 7 transactions/month)  
                           NOW WITH: FREE! Credit Builder
                        Get credit for your bill pay transations !
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New Millennium Platinum Card (NMB)

New Millennium Bank Platinum Visa® or MasterCard®

Intro APR               Intro Period            Regular APR          Annual Fee

n/a*                        n/a*                        19.5%*                     $59*
* No CREDIT CHECK
* Approved REGARDLESS OF CREDIT HISTORY
* Credit Limits UP TO $10,000*
* Reports to ALL 3 BUREAUS
* Get CASH AT OVER 740,000 ATMs
* Emergency CASH TRANSFERS
* Auto RENTAL INSURANCE
* $100,000 TRAVEL ACCIDENT INSURANCE
* Extended WARRANTY PROTECTION
* Special HIGH INTRODUCTORY SAVINGS RATE

New Millennium Bank Platinum Visa® or MasterCard®

The Imagine Gold Card

Imagine® Gold Card

Intro APR               Intro Period            Regular APR          Annual Fee

n/a*                        n/a*                        19.75%*                   $150*
* No Credit Score Turndowns
* Reports to the Major Credit Bureaus
* Cash Advance Access
* 24/7 Online Account Access
* Acceptance at Millions of MasterCard Locations worldwide
* No Credit Score? No Problem
* No Credit Score Needed.  Apply Today!
* No Credit Bureau Score Turndowns!
* Quick Online Decision
* Be Approved Regardless of Your Credit History!

Imagine® the Possibilities with an Unsecured Gold MasterCard® Credit Card even if your credit is less than perfect. Apply Now!

Tribute MasterCard® Gold

Tribute® MasterCard® Gold Card

Intro APR               Intro Period            Regular APR          Annual Fee

n/a*                        n/a*                        19.5%*                    $150*
Have bad credit? Apply for an unsecured Tribute® MasterCard® Card and receive a 30-second online response - no fee to apply.

* Unsecured MasterCard®
* Accepted at millions of locations worldwide
* Credit Line increase within 6 months when you make payments on time

Tribute® MasterCard® Gold Card

Orchard Bank Gold

Orchard Bank Gold MasterCard®

Orchard Bank Gold MasterCard®

APR                     Intro Period       Account Set Up Fee      Annual Fee

8.90% - 14.90%      n/a*                   $19 - $39                        $79 - $96
* Great credit card to strengthen or rebuild your credit
* Enjoy the prestige of a Gold MasterCard
* Receive Gold card privileges and benefits
* Reports to all 3 credit bureaus monthly,which can help improve your credit score
* Free Online 24-hour Account Access and Bill Pay
* Periodic credit limit increases
* 4 Plastic Designs to choose from
* Choose your own Plastic